Terms of Use

Last updated 17 August 2026

Using Karloo

Karloo provides free online tools for personal and commercial use. No account is required, and you may use the results of a tool however you like.

Accuracy and professional advice

The calculators are provided for guidance and estimation. Figures such as loan EMIs and tax amounts depend on terms set by your lender or the authorities, and the real numbers may differ. Karloo is not financial, legal, tax or medical advice. Verify anything important with a qualified professional before acting on it.

Acceptable use

  • Do not use Karloo to break the law or infringe someone else’s rights.
  • Do not attempt to disrupt the service, or to scrape it at a volume that degrades it for other people.
  • Do not present Karloo’s tools as your own product or resell access to them.

Availability

The service is provided “as is”, without warranty of any kind. Tools may be changed, moved or withdrawn, and the site may be unavailable at times. To the fullest extent permitted by law, Karloo is not liable for any loss arising from use of the site.

Paid features

Karloo is free today. If paid plans are introduced, separate terms covering billing, refunds and cancellation will be published before any charge can be made, and the tools that are free at that point will remain free.

Contact

Questions about these terms can go to hello@karloo.in.